Terms and Conditions

NO PURCHASE NECESSARY TO ENTER OR WIN. ENROLLMENT WILL NOT ENHANCE CHANCES OF WINNING. Odds of winning depend on the number of eligible entries timely received by Sponsor. Contest ends at 11:59pm (CT) on December 14, 2012 (the “Contest Period”.)

ELIGIBILITY. Open and offered only to persons who are legal residents of the State of Minnesota and 18 years or older when Contest Period begins. Employees and directors of United Community Bank (“Sponsor”) and its parent entities, subsidiaries and affiliated companies, advertising, promotion, or production agencies, Web masters and Web suppliers (and their respective IRS dependents, immediate family members and individuals residing in their same household) are not eligible to participate. Void where prohibited. By participating, entrants agree to these Official Rules and the decisions of the Sponsor and waive any right to claim ambiguity in the Contest or these Official Rules.

HOW TO ENTER: Enter the prize drawing in one of two ways during the Contest Period: (1) by visiting Sponsor’s website (www.ucbankmn.com) and logging in to your internet banking and enrolling for e-statements or (2) by visiting one of the branch offices of Sponsor (locations can be found at www.ucbankmn.com) and completing and submitting an official entry form. Entries must be received no later than 11:59 p.m. CT on December 14, 2012. Any attempt at e-mail or other Internet entry is void.

Limit one (1) entry per person. Entries made with multiple e-mail addresses, under multiple identities or through the use of any agent or other device or artifice to enter multiple times will be deemed invalid. Participants who attempt to enter more than one time per day will be disqualified. All required information must be completed to enter and to be eligible to win. Incomplete entries will be disqualified. Proof of entering information at the website is not considered proof of delivery to or receipt by Sponsor of such entry. Participants must provide a valid email address to be eligible. In the event of a dispute regarding the individual who actually submitted an on-line entry, the entry will be deemed submitted by the authorized account holder of the email address supplied at the time of entry. “Authorized account holder” is defined as the natural person to whom the applicable email address has been assigned by the Internet Service Provider (“ISP”), online service provider, or other organization (e.g. business, educational institution, etc.) that is responsible for assigning email addresses for the domain associated with the address submitted. The potential winner may be required to provide Sponsor with proof that he/she is the authorized account holder of the email address associated with the winning entry. If a dispute cannot be resolved to Sponsor’s satisfaction, the entry will be deemed ineligible. Sponsor, its respective parent companies, affiliates, subsidiaries, distributors, participating retailers and advertising and promotion agencies, and all of their respective officers, directors, shareholders, employees, agents and representatives (collectively, “Released Parties”) are not responsible for illegible, damaged, lost, late, delayed, deleted, incomplete, stolen, misdirected, or undeliverable entries; or for the incorrect or inaccurate entry information whether caused by site users, tampering, hacking, theft or destruction, or unauthorized use of the applicable Web site, or by equipment or programming used in this Contest, printing, human processing or other error or omission; or for any error, interruption or unavailable network, server, satellite, ISP, Web site, or other connections; or for miscommunications, failed computer, telephone or cable transmissions, lines, or technical failure; or for jumbled, scrambled, delayed, or misdirected transmissions, computer hardware or software malfunctions, failures or difficulties; or for any other errors of any kind, whether human, mechanical, electronic or network.

Entries are null and void and will be rejected if not obtained in accordance with these rules and through authorized, legitimate channels, or if they are from other games or contests, if they are copied, computer generated, or mechanically reproduced, or if any part of an entry is counterfeited, illegible, mutilated or tampered with in any way, or if they contain or reflect printing, typographical, mechanical, or other errors. Should any portion of the Contest be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend or terminate the Contest, and select winners from eligible entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor.

DRAWING: Sponsor will conduct a random drawing on or about December 15, 2012 from all eligible entries timely received by Sponsor. Participants need not be present at the drawing to win. The decisions of the Sponsor are final and binding in all matters relating to this Contest. The winner will be notified via e-mail or telephone on or about December 17, 2012.

PRIZES/ODDS: One (1) Grand Prize: an Apple® iPad® 4 (black, 16GB). Approximate retail value (“ARV”) of Grand Prize is $399. Odds of winning depend on the number of eligible entries timely received by Sponsor.

All expenses not specified herein are the sole responsibility of the winner, including without limitation shipping, software, service or access fees, extended warranties, and all applicable federal and state taxes. PARTICIPANTS ACKNOWLEDGE AND AGREE THAT THE GRAND PRIZE IS PROVIDED BY THE RELEASED PARTIES “AS IS” AND WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED, GIVEN BY THE RELEASED PARTIES.

Any other prize details will be at the sole discretion of the Sponsor. Winners may not substitute, assign or transfer the prize, or redeem the prize for cash, but Sponsor reserves the right to substitute prize with a prize of equal or greater value should the advertised prize become unavailable in whole or in part for any reason.

CONDITIONS OF PARTICIPATION: Participants agree (a) to abide by these rules and all decisions of Sponsor which shall be final in all respects relating to this Contest; (b) that they are in compliance with these Official Rules, and will comply in all respects with these Official Rules and all applicable federal, state and local laws, rules and regulations; (c) that Released Parties will have no liability whatsoever for, and shall be held harmless by participant against any liability for any injuries, losses or damages of any kind to persons, including death, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this Contest or any Contest related activity; telephone, computer, technical, network, electronic, hardware, or software failures of any kind; or for any typographical or other error in the printing, offering or announcement of any prize via entry forms, posters or any other media; (d) except where legally prohibited, to grant (and agree to confirm that grant in writing) permission for the Released Parties and those acting under their authority to use his/her name, photograph, voice and/or likeness, for advertising, trade and/or publicity purposes without additional compensation in all media now known or hereafter discovered, worldwide and on the Internet, without notice, review or approval; (e) that the Released Parties may collect the personal information submitted by participants, and use the information for sales and marketing purposes, and that participants will be deemed to have opted-in to the e-mail database for Sponsor; (f) that if winner does not respond to Sponsor’s notification given as set forth in the paragraph titled “Drawing” above within three (3) days after such notification, or if Sponsor is unable to provide notice to winner as set forth in the paragraph titled “Drawing” for any reason, the prize will be forfeited in its entirety and may be awarded to an alternate winner selected by random from all remaining eligible entries timely received, (g) that if any prize notification or prize is returned as non-deliverable on account of inaccurate or incomplete entry information or otherwise, or if winner is found to be ineligible or not in compliance with these Official Rules, the prize will be forfeited in its entirety and may be awarded to an alternate winner selected by random from all remaining eligible entries timely received; (h) if no alternate winner can be selected for a given prize, for any reason in the Sponsor’s sole discretion, the prize will be forfeited in its entirety and will not be awarded to any Contest participant; and (i) Sponsor may disqualify anyone from participating in the Contest or winning a prize if, in their sole discretion, they determine that such person is attempting to undermine, tamper with, or abuse any aspect of the Contest, by cheating, deception or other unfair playing practices, or intending to annoy, abuse, threaten or harass any other entrant or Sponsor’s representatives and Sponsor reserves the right to terminate such participant’s eligibility. ANY ATTEMPT TO DELIBERATELY UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.

OPT-OUT: If you do not want to receive future communications from Sponsor, please write to us at: United Community Bank P O Box 249 Perham, MN 56573. Please state that you do not want to receive future communications and include your name, address and telephone number.

SPONSOR: United Community Bank P O Box 249 Perham, MN 56573 Member FDIC