Personal Banking

Loan Services
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No Closing Costs on Home Equity Lines of Credit

INSTALLMENT LOANS
• New and used cars, trucks, RV's, boats, snowmobiles
• Fast, friendly service
• Various terms available

CREDIT CARD OPTIONS
• a card for everyday use with no annual fee, or
• a card that earns airline miles, or
• a college and young adult card to establish credit

CHECKING PLUS CREDIT LINE
• Avoid overdrafts and have an extra source of cash

BUSINESS LOANS
• Working capital Lines of Credit
• Commercial real estate loans
• SBA Loans
• Term loans for equipment

HOME EQUITY LINES/LOANS
• Use your homes equity to buy cars, take vacations, finance college, and consolidate other bills. Absolutely the best loan anywhere for homeowners!

MORTGAGES - we are your strong steady, common sense mortgage lenders
• Pre-approvals
• Home loans, refinances and construction loans
• Fast decisions and quality service
• Conventional, FHA, VA
• First-time home buyers program
• MHFA Fix-up Loans
• Fixed and adjustable rate options
• Various terms available
• Free use of our moving trailer.
• Agricultural Loans