Privacy Statement
| FACTS | WHAT DOES UNITED COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
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| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons United Community Bank chooses to share; and whether you can limit this sharing. |
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| Reasons we can share your personal information | Does United Community Bank share? | Can you limit this sharing? |
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| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES | NO |
| For our marketing purposes— to offer our products and services to you |
YES | NO |
| For joint marketing with other financial companies | NO | We don't share |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
NO | We don't share |
| For our affiliates’ everyday business purposes— information about your creditworthiness |
NO | We don't share |
| For non affiliates to market to you | NO | We don't share |
| Questions? | Call 218-346-5700 or go to www.ucbankmn.com |
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| Who we are | |
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| Who is providing this notice? | United Community Bank 155 2nd Street SW PO Box 249, Perham, MN 56573 |
| What we do | |
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| How does United Community Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does United Community Bank collect my personal information? | We collect your personal information, for example, when you
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |
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| Affiliates | Companies related by common ownership or control. They can be financial and non financial companies.
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| Non affiliates | Companies not related by common ownership or control. They can be financial and non financial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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INTERNET WEB SITE
Visitors to United Community Bank's Web site remain anonymous. We do not collect personal identifying information about site users, unless you choose to provide such information to use. Standard software is used to collect and store ONLY the following non-identifying information about our visitors: the name of the domain from which you access the internet (for example, aol.com, if you are connecting from an America Online account); the date and time you access our site; and the Internet address of the Web site from which you linked directly to our site. If you submit an online application, it will be transmitted over a secure connection using encryption, and will alert you to this fact. This is the case where confidential information, such as your account number or social security number is requested. Visitors may elect to provide us with personal information via e-mail or our contact form. This information is used internally, as appropriate, to handle the sender's request and manage the Web site. It is not disseminated or sold to other organizations. Visitors should, however, keep in mind that e-mail is not necessarily secure against interception. If you do not agree with the use of this information, or are not comfortable with the level of privacy, please use the clear button in on-line forms, or cancel an e-mail before it is sent.
