We are ...

an independent, family-owned and operated bank committed to empowering customers to achieve their financial goals, as we've done for over 100 years. We reinvest in the communities and individuals we serve, knowing that a healthy local economy is essential to our success.

Why Bank Local?

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Our Mission

To serve our community members and empower them to achieve their financial goals.

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Our Core Values

  • We demonstrate our integrity by doing the right thing.
  • We continually work to protect our customers' information.
  • We exceed our customers' expectations.
  • We reinvest in the communities and individuals we serve.
  • We foster a fun, welcoming, and respectful environment for all.

Here’s one thing we can all agree on: We want a safe, healthy and prosperous community for our children and ourselves. We’d like to see our local businesses grow and thrive. Shop, invest, and volunteer locally. Be community minded. We are.

Wondering what we're all about? Here's just a few ways we regularly give back:
  • Each year we offer two financial education outreach opportunities for youngsters and young adults: Teach Children to Save (April) and Get Smart about Credit (October).
  • We sponsor the Everfi Financial Literacy program for the Perham and Frazee High Schools.
  • We give away over 800 trees during our Customer Appreciation Day (also Arbor Day)!
  • Each Thursday we send two employees from our Perham office to volunteer for Meals on Wheels. We've been participating since 2005.
  • Our Frazee office sponsors a Wednesday barbeque throughout the summer. Monies raised are matched by UCB, and all goes toward the Frazee school district.
  • Our Perham office serves Caribou Coffee, cookies, coffee, and popcorn everyday!
  • The third Monday of the month is a free movie matinee at the Comet Theater in Perham for seniors with our Summit Club account. 
  • Each year our employees form a company team for Relay for Life.
  • We contribute to annual scholarships for high school seniors (Dollars for Scholars)
  • We assist in the United Way Backpack Program.
  • Bank volunteers participate in the Perham Elementary Reading Buddies program.
  • We send a team of 10 to pack meals for Feed My Starving Children every year the program is in the area.
We are proud to be a family of community-minded individuals. Our team members have given back to the following community organizations:
4-H, East Otter Tail County Fair • After Prom (Perham & New York Mills) • American Cancer Society • Back Court Club • Becker County Human Services - Summer Camp • Bethlehem Lutheran Church • Boys & Girls Club of America (Perham) • Butler 4-H • Calvary Lutheran Church • Carved Pumpkin contests to raise $ for favorite charity • Casual for a Cause • Christian Record Service • Club One Eighty • Collected food for Food Pantry • Community Leadership Team (Frazee, Vergas, Wolf Lake) • Compassion International • Dead Lake Association • Deer Hunters Association • Delta Waterfowl • Dent American Legion • Dent United Methodist Church • Dent United Methodist Women • Ditch Clean Up Sponsor on Hwy 108 • Dreams for Kids • Ducks Unlimited • EOT Horse Project • EOT Museum • Feed My Starving Children • FFA (Future Farmers of America) • Fireman's Bingo • First Link Suicide Prevention Walk of Hope • Flood Relief - Haiti • Frazee Community Club • Frazee Elementary School - school supplies • Frazee lunches for school groups • Frazee Neighbor to Neighbor • Frazee Adopt a Class • Friends of Maplewood - Josh Hanson Memorial • Giving Tree • Giving Tree - Frazee, Perham • Greg Riewer Memorial • Habitat 500 • Honor Flight • Hornet Pride Picnics • Hospice of the Red River Valley • HOTL Elementary School Carnival • Jacket Buddies • Karlie's Fight for Hunger • Kinship • Lions Club • Live at Five • Main Street Clean Sweep • Mat Club • Miss Teen USA • MS Society • Muscular Dystrophy Association • Muscular Dystrophy Jail & Bail • National Kidney Foundation • Nat'l Children's Cancer Society • Or HaCarmel Ministries • Other various missionaries from around the world • Ottertail-Wadena Community Action Council • OTWCAC - Wadena tornado relief • PAAC • Parade of Lights • Pennies for 5th Grade • Perham Beautification Committee • Perham Boys & Girls Golf • Perham-Dent School Board • Perham Food Shelf • Perham Gymnastics • Perham Health • Perham Library • Perham Mat Club • Perham Memorial Hospital and Home Finance Committee • Perham Memorial Hospital and Home Gift Shop • Perham Rotary • Perham Special Olympics • Perham Women of FOCUS • PHS Area Special Prom • PHS Choir Students - NYC Trip • Packages for Troops • Re-Use it Thrift Shop • Round Up for Education • School Fair • Someplace Safe • St Henry's School • St Paul's School • St. Henry’s Church Vacation Bible School • St. John's Church Corliss-Sunday School/Nursery • St. John's Church Corliss-Treasurer • Sunday school teachers, preschool • Support "Walk of Hope" • Tapestries of Life • Teen Mania Ministries • Together for Kids • Tsunami in Thailand Relief • Turtle Fest Celebration • Tyler Shipman Memorial Car Show • United Way • United Way - Stuff the Bus • Water Bottles for Fundraising • Week of the Young Child • Youth Hockey • Veterans' Day Lunch 

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Community Involvement

We take giving back pretty seriously. Our employees volunteer over 1100 hours each year at over 40 local nonprofits, and are even able to volunteer some of those hours during the work day. 

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United Community Bank was originally chartered in 1911 and has been in continuous operation since. It first operated in Bertha, Minnesota, and was moved to Perham in the 1930s. We now have locations in Perham, Frazee, and Dent, Minnesota.

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