"Now's the time to get rewarded"; hand with card
Business Rewards Program:
Earn $1 cash back for every 5 UCB business debit card transactions per cycle (excludes ATM withdrawals) April 1 - December 31, 2019.
Please note: Cash earned will be reported as interest income at year end. If you do not wish to
participate, please contact us at 218-346-5700 to opt out. 
Consumer Rewards Program:
Be entered to win $150 in Perham or Frazee Bucks by using your personal UCB debit card for purchases (excludes ATM withdrawals) each quarter in 2019! The more you use your card, the better your chances. 
Q1 Qualifying period: January 1 - March 31, 2019 | be entered to win $150 in Perham/Frazee Bucks!
Q2 Qualifying period: April 1 - June 30, 2019 | be entered to win $150 in Perham/Frazee Bucks!
Q3: Qualifying period: July 1 - September 30, 2019 | be entered to win $150 in Perham/Frazee Bucks!
Q4: Qualifying period: October 1 - December 31, 2019 | be entered to win $150 in Perham/Frazee Bucks!
Consumer Quarterly Cash Drawing
NO PURCHASE NECESSARY TO ENTER OR WIN. PURCHASES WILL NOT ENHANCE CHANCES OF WINNING. Odds of winning depend on the number of eligible entries timely received by Sponsor. Contest ends at 11:59pm (CT) on March 31, June 30, September 30, and December 31, 2019 (the “Contest Period”.)

ELIGIBILITY. Open and offered only to persons who are US citizens and 18 years or older when Contest Period begins. Employees and directors of United Community Bank (“Sponsor”) and its parent entities, subsidiaries and affiliated companies (and their respective IRS dependents, immediate family members and individuals residing in their same household) are not eligible to participate. Void where prohibited. By participating, entrants agree to these Official Rules and the decisions of the Sponsor and waive any right to claim ambiguity in the Contest or these Official Rules.

HOW TO ENTER: Enter the prize drawing in one of two ways during the Contest Period: (1) by using your United Community Bank debit card for purchases each quarter or (2) by visiting one of the branch offices of Sponsor (locations can be found at https://www.ucbankmn.com/about/hours-and-locations) and completing and submitting an official entry form. Entries must be received no later than 11:59pm (CT) on March 31, 2019, June 30, 2019, September 30, 2019, and December 31, 2019. Any attempt at e-mail or other Internet entry is void.

Limit one (1) entry per debit card transaction, and one (1) entry per in-person entry per day. Participants who attempt to enter more than one time per day will be disqualified. All required information must be completed to enter and to be eligible to win. Incomplete entries will be disqualified. Sponsor, its respective parent companies, affiliated and subsidiaries are not responsible for illegible, damaged, lost, late, delayed, incomplete, stolen, or misdirected entries by equipment or programming used in this Contest, printing, human processing or other error or omission; or for any error, interruption or unavailable network, server, satellite, ISP, Web site, or other connections; or for miscommunications, failed computer, telephone or cable transmissions, lines, or technical failure; or for jumbled, scrambled, delayed, or misdirected transmissions, computer hardware or software malfunctions, failures or difficulties; or for any other errors of any kind, whether human, mechanical, electronic or network.

Entries are null and void and will be rejected if not obtained in accordance with these rules and through authorized, legitimate channels, or if they are from other games or contests, if they are copied, computer generated, or mechanically reproduced, or if any part of an entry is counterfeited, illegible, mutilated or tampered with in any way, or if they contain or reflect printing, typographical, mechanical, or other errors. Should any portion of the Contest be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend or terminate the Contest, and select winners from eligible entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor.

DRAWING: Sponsor will conduct a random drawing quarterly on or about April 1, 2019, July 1, 2019, October 1, 2019, and January 1, 2020, from all eligible entries timely received by Sponsor. Participants need not be present at the drawing to win. The decisions of the Sponsor are final and binding in all matters relating to this Contest. The winner will be notified via e-mail or telephone on or about April 1, 2019, July 1, 2019, October 1, 2019, and January 1, 2020.

PRIZES/ODDS: Four prizes: Quarter 1, $100 in Perham Bucks or Frazee Bucks; Quarter 2, $150 in Perham Bucks or Frazee Bucks; Quarter 3, $100 in Perham Bucks or Frazee Bucks; Quarter 4, $200 in Perham Bucks or Frazee Bucks. Odds of winning depend on the number of eligible entries timely received by Sponsor.
All expenses not specified herein are the sole responsibility of the winner, including without limitation shipping, software, service or access fees, extended warranties, and all applicable federal and state taxes. PARTICIPANTS ACKNOWLEDGE AND AGREE THAT THE PRIZES ARE PROVIDED BY THE RELEASED PARTIES “AS IS” AND WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED, GIVEN BY THE RELEASED PARTIES.

Any other prize details will be at the sole discretion of the Sponsor. Winners may not substitute, assign or transfer the prize, or redeem the prize for cash, but Sponsor reserves the right to substitute prize with a prize of equal or greater value should the advertised prize become unavailable in whole or in part for any reason.

CONDITIONS OF PARTICIPATION: Participants agree (a) to abide by these rules and all decisions of Sponsor which shall be final in all respects relating to this Contest; (b) that they are in compliance with these Official Rules, and will comply in all respects with these Official Rules and all applicable federal, state and local laws, rules and regulations; (c) that Released Parties will have no liability whatsoever for, and shall be held harmless by participant against any liability for any injuries, losses or damages of any kind to persons, including death, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this Contest or any Contest related activity; telephone, computer, technical, network, electronic, hardware, or software failures of any kind; or for any typographical or other error in the printing, offering or announcement of any prize via entry forms, posters or any other media; (d) except where legally prohibited, to grant (and agree to confirm that grant in writing) permission for the Released Parties and those acting under their authority to use his/her name, photograph, voice and/or likeness, for advertising, trade and/or publicity purposes without additional compensation in all media now known or hereafter discovered, worldwide and on the Internet, without notice, review or approval; (e) that if winner does not respond to Sponsor’s notification given as set forth in the paragraph titled “Drawing” above within three (3) days after such notification, or if Sponsor is unable to provide notice to winner as set forth in the paragraph titled “Drawing” for any reason, the prize will be forfeited in its entirety and may be awarded to an alternate winner selected by random from all remaining eligible entries timely received, (f) that if any prize notification or prize is returned as non-deliverable on account of inaccurate or incomplete entry information or otherwise, or if winner is found to be ineligible or not in compliance with these Official Rules, the prize will be forfeited in its entirety and may be awarded to an alternate winner selected by random from all remaining eligible entries timely received; (g) if no alternate winner can be selected for a given prize, for any reason in the Sponsor’s sole discretion, the prize will be forfeited in its entirety and will not be awarded to any Contest participant; and (h) Sponsor may disqualify anyone from participating in the Contest or winning a prize if, in their sole discretion, they determine that such person is attempting to undermine, tamper with, or abuse any aspect of the Contest, by cheating, deception or other unfair playing practices, or intending to annoy, abuse, threaten or harass any other entrant or Sponsor’s representatives and Sponsor reserves the right to terminate such participant’s eligibility. ANY ATTEMPT TO DELIBERATELY UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.

Gifts received in excess of $600 will be issued an IRS form at year end.
SPONSOR: United Community Bank PO Box 249 Perham, MN 56573
Don’t have a debit card? Contact us today!