We are your strong steady, common sense mortgage lenders.


  • Pre-approvals
  • Home loans, refinances and construction loans
  • Fast decisions and quality service
  • Conventional, FHA, VA
  • First-time home buyers program
  • MHFA Fix-up Loans
  • Fixed and adjustable rate options
  • Various terms available
  • Free use of our moving trailer.
Click Here to fill in and print a Consumer Residential Real Estate Loan Application

We Offer HARP Refinancing

More than 3 million borrowers have refinanced their Fannie Mae or Freddie Mac mortgage loans through the Home Affordable Refinance Program (HARP) since it was launched in 2009. Read more.

For more information call one of UCB's Mortgage Specialists.

Home Equity Lines/Loans

Use your homes equity to buy cars, take vacations, finance college, and consolidate other bills. Absolutely the best loan anywhere for homeowners!

 NMLS # 421829
We offer a college and young adult card to help you or your student establish some credit. It's important to start early! 
Sign up for online banking and get the benefits of E-statements and Bill Pay. It's convenient, safe and EASY!