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Setting up a checking account is the first step towards payment convenience. Link it to a debit card and your savings account for overdraft protection and you're ready for a convenient and seamless banking experience. 
EMERGE
ASPIRE SUMMIT PEAK
Description
A paperless account for those who love to manage their money online. 
An interest-bearing checking for those with a moderate minimum balance.

An interest bearing checking for customers 50 and better. For those who carry a high balance, this interest-bearing account offers competitive rates and services.
Interest
none
Calculated on average daily balance; compounded and paid monthly. Inquire for rate. Calculated on average daily balance; compounded and paid monthly. Inquire for rate. Calculated on average daily balance; compounded and paid monthly. Inquire for rate.
Minimum Balance (MB)
none
$500 none $25,000*
Below MB Fee
n/a
$7.50** n/a
$7.50**
Statements
UCB Logoe-statements 
Paper: $5/month 
 
UCB Logo e-statements
Paper: $5/mo

UCB Logo paper or e-statements UCB Logo paper or e-statements
Digital Banking 
UCB Logo
UCB Logo
UCB Logo
UCB Logo

Minimum Opening Deposit
$100
$100  $100  $100 
Checks
none
none UCB Logo Basic Checks 
(shipping & handling fees apply)
UCB Logo Basic Checks 
(shipping & handling fees apply) 
Debit Card
UCB Logo 
UCB Logo UCB Logo
UCB Logo

ATM Fee Reversals

> 30-day look back
> customer initiated

 $10/month
$10/month  $10/month
$20/month 

Extra Perks


 
 




Disclaimers

UCB Logo Represents FREE or no cost to the consumer

* If balance falls below minimum, rate changes to current Summit Club rate.

**Fee is waived with an in-house $3,000+ CD or $1,500+ in savings.

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