Statement Savings**

  • Minimum Balance: None
  • Interest: On entire balance
  • Withdrawals: Unlimited

Money Market*

  • Variable interest rate on balances over $1000. Balances ≤ $999.99 earn statement savings rate
  • Withdrawals: Limited to 6 per cycle; $500 minimum per withdrawal.
  • FREE Checks

Certificate of Deposit (CD)

  • Terms of three months to five years
  • $100 minimum
  • Interest may be compounded, sent to you by check, or credited to your account
  • Penalty for early withdrawal may apply

Moola Moola for Kids

  • Help your children learn good money habits. They earn prizes with every $10 deposited! Ask for details.
  • Moola Moola and the Money Minders show children from 0-13 the fun of saving money in their savings club!


*Interest calculated on average available balance, compounded monthly and paid monthly. No minimum balance required to open
any UCB account, checking or savings.
** Interest calculated on average available balance, compounded semi-annually and paid semi-annually. No minimum balance required to open any UCB account, checking or savings.
It's never too early to start saving. We offer a specialty account for kids age 0 to 13. Saving makes cent$.