PPP Loan Portal

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Welcome to the United Community Bank
PPP Loan Portal.


Options for a PPP Loan through United Community Bank

Option 1-1st Draw PPP Loan

Have you never had a PPP loan?

You may be eligible to receive PPP funding this time around.

      • First Draw PPP Loans can be used to help fund payroll costs, including benefits. Funds can also be used to pay for mortgage interest, rent, utilities, worker protection costs related to COVID-19, uninsured property damage costs caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations.

Apply for a First Time PPP Loan

Option 2- Received a PPP Loan from another Financial Institution

Did you receive a PPP Loan from another financial institution and would like to apply for another PPP Loan with United Community Bank?

    • 2nd draw PPP Loan Requirements
      • A borrower is generally eligible for a Second Draw PPP Loan if the borrower:
        • Previously received a First Draw PPP Loan and will or has used the full amount only for authorized uses;
        • Has no more than 300 employees; and
        • Can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020.

Apply for a PPP Loan with UCB

Option 3- Need a 2nd PPP Loan and received your first one with UCB

Did you receive a PPP Loan through United Community Bank the first time around and are in need of a 2nd PPP Loan?

      • Second Draw PPP Loans can be used to help fund payroll costs, including benefits. Funds can also be used to pay for mortgage interest, rent, utilities, worker protection costs related to COVID-19, uninsured property damage costs caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations.
      • If you already applied for a PPP Loan with United Community Bank you will be receiving information from your Business Loan Officer on the steps to apply for a 2nd PPP Loan. Contact your PPP Loan Officer on the next steps you should take if you are in need of a 2nd draw PPP Loan.
      • If you have not yet received an invite from your PPP Loan Officer, be sure to check your junk/spam folder for any missing emails and links for the 2nd round of funding.

Need help or don’t know where to start?

Send us a message below and our Business Loan Officers will respond within the next business day.