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Your full-service, independent, community bank serving the Minnesota lakes area and beyond!

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Building Your Dreams

Whether it's your first home or your forever home, we will provide flexible financing that works for you throughout your construction process, your mortgage, and beyond.

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Watch Your Savings Bloom

Lock in to some great Certificate of Deposit rates to boost your savings this spring!

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Get Rewarded!

Be entered to win cash prizes each quarter all by using your UCB debit card. The more you swipe, insert, and tap, the more chances you have!

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News & Events

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Thursday, September 12

Battle of the Bees. UCB is sponsoring the volleyball game between Frazee High School and Perham High School. The game is in Frazee, JV starts at 6:00pm and Varsity at 7:30pm.

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Friday, September 27

Honor Flight Fundraisers: Join us Friday, September 27 at both UCB offices in downtown Perham and Frazee for a bake sale and sloppy joe luncheon 11:30am - 1pm.