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Your full-service, independent, community bank serving the Minnesota lakes area and beyond!

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Build Your Dreams

Whether it's your first home or your forever home, we will provide flexible financing that works for you throughout your construction process, your mortgage, and beyond.

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Seize the Cold

Make the most of the cold with financing on a new snowmobile, fish house, or other recreational vehicles. With our easy online app you can apply in minutes

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Set Goals + Crush Them

With UCB's MyMoney financial management tools, you have everything you need to take control of your finances and make this your best year yet. Set goals, establish budgets, categorize expenses, and more.

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