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Your full-service, independent, community bank serving the Minnesota lakes area and beyond!
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Build Your Dreams
Whether it's your first home or your forever home, we will provide flexible financing that works for you throughout your construction process, your mortgage, and beyond.
Home Loans
Seize the Cold
Make the most of the cold with financing on a new snowmobile, fish house, or other recreational vehicles. With our easy online app you can apply in minutes
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Set Goals + Crush Them
With UCB's MyMoney financial management tools, you have everything you need to take control of your finances and make this your best year yet. Set goals, establish budgets, categorize expenses, and more.
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See what our customers have to say!
“United Community Bank has a top-notch professional team that is attentive and skilled. The bank is solid and focuses on our community!"
- Jack R.
“When you walk into United Community Bank you feel community.”
- Nicole W.
"United Community Bank has grown a lot in the last twenty years, but one thing they do better than other banks is prioritize the 'ease of doing business.'”