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Your full-service, independent, community bank serving the Minnesota lakes area and beyond!

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Worry less, play more!

With CDARS and ICS protection, your deposits and money, is safe! UCB has programs in place to keep your money FDIC insured, even if you have over $250,000 in deposits. Keep your hard earned money safe with UCB!

What is CDARS and ICS?
coming home

Time to come home!

The best part about working with your local community bank? Easy! It's working with your neighbors and friends! When it comes to the home buying process, don't trust a stranger, let your community bank help!

Apply today!
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What are you planning?

Before you know it we'll be knee deep in projects! Let your community bank help finish those projects this year! Let's plan something great and make your house a home.

Learn more today!

Why bank with us?

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News & Events

food for flight
Fridays in September

Honor Flight Food for Flight returns in September! Join us for a different food truck every Friday in September and help us raise $15,000 for Honor Flight of MN/ND this September!