view of sandy inlet at sunset

Your full-service, independent, community bank serving the Minnesota lakes area and beyond!

Online Logins
woman using check remote deposit capture at cafe

PPP Loan Portal

Minnesota’s small businesses are now eligible for PPP Loans and other disaster relief funds. Let UCB help your small business! Learn about all your options and what is available to you through our PPP Loan Portal!

Small business help
coming home

Time to come home!

The best part about working with your local community bank? Easy! It's working with your neighbors and friends! When it comes to the home buying process, don't trust a stranger, let your community bank help!

Apply today!
young businesswoman working on laptop and laughing in home office

Online Account Opening

Need a savings or checking account? Don't have time to come to the bank? Skip the bank and open all your new accounts online! Do it anytime, anywhere, right now!

New Account Opening

Why bank with us?

See what our customers have to say!

News & Events

October 31st

Trunk or Treat: UCB Perham 4:00pm-5:30pm.

October 31st

Trick or Treat Parade: Downtown Frazee-Parade starts at 4:00pm.

November 11th

Veterans Day Lunch: All active or retired military personal come enjoy lunch at the ITOW Museum-11:30-12:30.

November 25th

Gobble Wobble: 5th Annual Gobble Wobble run/walk 5k on the Perham Bike Path. Registration at 9:00am.

November 26th

Parade of Lights: Watch the annual Parade of Lights through downtown Perham-Parade starts at 5:30.