view of sandy inlet at sunset
Your full-service, independent, community bank serving the Minnesota lakes area and beyond!
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Worry less, play more!
With CDARS and ICS protection, your deposits and money, is safe! UCB has programs in place to keep your money FDIC insured, even if you have over $250,000 in deposits. Keep your hard earned money safe with UCB!
What is CDARS and ICS?
Time to come home!
The best part about working with your local community bank? Easy! It's working with your neighbors and friends! When it comes to the home buying process, don't trust a stranger, let your community bank help!
Apply today!
What are you planning?
Before you know it we'll be knee deep in projects! Let your community bank help finish those projects this year! Let's plan something great and make your house a home.
Learn more today!Why bank with us?
See what our customers have to say!
“United Community Bank has a top-notch professional team that is attentive and skilled. The bank is solid and focuses on our community!"
- Jack R.
“When you walk into United Community Bank you feel community.”
- Nicole W.
"United Community Bank has grown a lot in the last twenty years, but one thing they do better than other banks is prioritize the 'ease of doing business.'”
- Keith A.
"Thank you so much for realizing a dream! We are thrilled to be in Perham and Gathering Grounds is heaven, you changed our lives!"
-Ashlea
News & Events
Trunk or Treat
Join us for a spooktacular time in downtown Perham for the Trunk or Treat! Over 25 local businesses will be hand out treats to all the kids at our annual trunk or treat from 5:30-7:00!
Trick or Treat Parade
Join us for a spooktacular time on Main Avenue in Frazee!Over 25 local businesses will be hand out treats as the businesses come to you in the spookiest parade in the lakes area! Parade is at 5:00 and costumes are encouraged!
Veterans Day Dinner
Veterans and families are welcome to join us at the ITOW museum on Veterans Day for a special dinner from 11:30-12:30. Thank you Veterans!
Parade of Lights
The holidays in Perham kick off on November 29th! Join us as we have the Annual Parade of Lights through downtown Perham!
