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Your full-service, independent, community bank serving the Minnesota lakes area and beyond!

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Worry less, play more!

With CDARS and ICS protection, your deposits and money, is safe! UCB has programs in place to keep your money FDIC insured, even if you have over $250,000 in deposits. Keep your hard earned money safe with UCB!

What is CDARS and ICS?
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Time to come home!

The best part about working with your local community bank? Easy! It's working with your neighbors and friends! When it comes to the home buying process, don't trust a stranger, let your community bank help!

Apply today!
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What are you planning?

Before you know it we'll be knee deep in projects! Let your community bank help finish those projects this year! Let's plan something great and make your house a home.

Learn more today!

Why bank with us?

See what our customers have to say!