view of sandy inlet at sunset
Your full-service, independent, community bank serving the Minnesota lakes area and beyond!
Building Your Dreams
Whether it's your first home or your forever home, we will provide flexible financing that works for you throughout your construction process, your mortgage, and beyond.Home Loans
Watch Your Savings Bloom
Lock in to some great Certificate of Deposit rates to boost your savings this spring!View CD Specials
Be entered to win cash prizes each quarter all by using your UCB debit card. The more you swipe, insert, and tap, the more chances you have!View Rewards
News & Events
Friday, September 27
Honor Flight Fundraisers: Join us Friday, September 27 at both UCB offices in downtown Perham and Frazee for a bake sale and sloppy joe luncheon 11:30am - 1pm.