view of sandy inlet at sunset
Your full-service, independent, community bank serving the Minnesota lakes area and beyond!
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PPP Loan Portal
Minnesota’s small businesses are now eligible for PPP Loans and other disaster relief funds. Let UCB help your small business! Learn about all your options and what is available to you through our PPP Loan Portal!
Small business help
Stop Fraud in its tracks!
Scammers everywhere are working overtime to steal your money, identity, and other personal information. Keep your self and others safe from fraud!
Prevent Fraud!
Online Account Opening
Need a savings or checking account? Don't have time to come to the bank? Skip the bank and open all your new accounts online! Do it anytime, anywhere, right now!
New Account OpeningWhy bank with us?
See what our customers have to say!
“United Community Bank has a top-notch professional team that is attentive and skilled. The bank is solid and focuses on our community!"
- Jack R.
“When you walk into United Community Bank you feel community.”
- Nicole W.
"United Community Bank has grown a lot in the last twenty years, but one thing they do better than other banks is prioritize the 'ease of doing business.'”
- Keith A.
"Thank you so much for realizing a dream! We are thrilled to be in Perham and Gathering Grounds is heaven, you changed our lives!"
-Ashley
News & Events
June 9,16,23,30: Hornet Pride Picnics 11:00am-1pm
Come to Frazee UCB and have lunch! Free will offering and all proceeds benefit Frazee Fine Arts and Athletics.
June 18th: June Dairy Days, 10:00am-until gone
Come celebrate our local dairy farmers and have an ice cream sandwich! We will be distributing sandwiches from 10:00am-til' gone!
June 18th: Turtle Fest Parade
Come wave and say happy birthday to Perham during the annual Turtle Fest Parade!
June 24th: Mortgage University, 5:30-7pm
Enjoy a drink and Hors d'oeuvres at this free seminar hosted by the Cactus! UCB Mortgage Lenders go into how to apply, get preapproved, and purchase a home! Whether it's your first, next, or last home our lenders are excited to teach you the ins and outs of the home buying experience.
June 29th: Public Document Shredding Day, 11:00-1pm
Have old documents? Need to dispose of old, sensitive materials? From 11-1pm we will be hosting our annual Shred Day!