view of sandy inlet at sunset

Your full-service, independent, community bank serving the Minnesota lakes area and beyond!

Because of our commitment to you and our community our lobbies at all of our branches will be closed, except by appointment, until further notice. Drive ups will remain open during business hours. Any questions call us at 218-346-5700

Hours of Operation
Online Logins
woman using check remote deposit capture at cafe

PPP Loan Portal

Minnesota’s small businesses are now eligible for PPP Loans and other disaster relief funds. Let UCB help your small business! Learn about all your options and what is available to you through our PPP Loan Portal!

Small business help

Do Not Get Left Behind

Winter is here and you do not want to be stuck inside! Enjoy the thousands of miles of trails, or the thousands of lakes in our back yard. Apply for a personal loan and get outside!

Apply Now
young businesswoman working on laptop and laughing in home office

Online Account Opening

Need a savings or checking account? Don't have time to come to the bank? Skip the bank and open all your new accounts online! Do it anytime, anywhere, right now!

New Account Opening

Why bank with us?

See what our customers have to say!