view of sandy inlet at sunset
Your full-service, independent, community bank serving the Minnesota lakes area and beyond!
Report Card Lost/Stolen 
Apply for a Loan 
View Hours & Locations
Building Your Dreams
Whether it's your first home or your forever home, we will provide flexible financing that works for you throughout your construction process, your mortgage, and beyond.
Home Loans
Watch Your Savings Bloom
Lock in to some great Certificate of Deposit rates to boost your savings this spring!
View CD Specials
Get Rewarded!
Be entered to win cash prizes each quarter all by using your UCB debit card. The more you swipe, insert, and tap, the more chances you have!
View RewardsNews & Events
Tuesday, October 22
Free Business Lunch-n-Learn: Cybersecurity Training. Contact Nikki at 218-346-5700 to RSVP.
Thursday, October 31
Trunk or Treat @ UCB Perham: 5:30-7pm Trunk or Treat @ UCB Frazee: 6-7:30pm
Monday, November 11
Free Veteran's Day lunch for veterans + families at ITOW Museum in Perham sponsored by UCB. 11:30am lunch | 12:00 program
Friday, November 29
UCB Holiday Parade of Lights at 5:30pm. Sign up your float at www.perham.com.
Friday, December 13
Christmas Open House at UCB locations
Monday, December 16
Santa Truck at UCB Perham