view of sandy inlet at sunset
Your full-service, independent, community bank serving the Minnesota lakes area and beyond!

Let's ride this winter!
The trails are calling! Are you ready to answer? Let your community bank help you enjoy winter better this year!
Let's Play This Winter!
Time to come home!
The best part about working with your local community bank? Easy! It's working with your neighbors and friends! When it comes to the home buying process, don't trust a stranger, let your community bank help!
Apply today!
5.10% CD Rate!
You're going to love this! Right now UCB is having a CD Rate special on new money deposits, minimum deposit $20,000. Call a Personal Banker today to learn more!
Learn more today!Why bank with us?
See what our customers have to say!