view of sandy inlet at sunset
Your full-service, independent, community bank serving the Minnesota lakes area and beyond!
Build Your Dreams
Whether it's your first home or your forever home, we will provide flexible financing that works for you throughout your construction process, your mortgage, and beyond.Home Loans
Seize the Cold
Make the most of the cold with financing on a new snowmobile, fish house, or other recreational vehicles. With our easy online app you can apply in minutesApply Now
Set Goals + Crush Them
With UCB's MyMoney financial management tools, you have everything you need to take control of your finances and make this your best year yet. Set goals, establish budgets, categorize expenses, and more.View MyMoney Details