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Your full-service, independent, community bank serving the Minnesota lakes area and beyond!

Due to the spread of the COVID 19 virus we will close the lobbies at all of our branches, except by appointment, until further notice. Drive ups will remain open during business hours. Any questions call us at 218-346-5700

To see UCB's Response to the COVID 19 outbreak please click here
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Small Business Resource Center.

Minnesota’s small businesses are now eligible for the SBA’s Economic Injury Disaster Loan Program! If you're a small business that needs help or don't know where to go, we can help!

Small business help
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Ready for summer yet?

Before you know it, summer will be here and are you ready? Make sure you have the newest watercraft with a personal loan!

Apply Now
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Set Goals + Crush Them

With UCB's MyMoney financial management tools, you have everything you need to take control of your finances and make this your best year yet. Set goals, establish budgets, categorize expenses, and more.

View MyMoney Details

Why bank with us?

See what our customers have to say!