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Your full-service, independent, community bank serving the Minnesota lakes area and beyond!

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Building Your Dreams

Whether it's your first home or your forever home, we will provide flexible financing that works for you throughout your construction process, your mortgage, and beyond.

Home Loans
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Watch Your Savings Bloom

Lock in to some great Certificate of Deposit rates to boost your savings this spring!

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Get Rewarded!

Be entered to win cash prizes each quarter all by using your UCB debit card. The more you swipe, insert, and tap, the more chances you have!

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Why bank with us?

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News & Events

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Friday, November 29

UCB Holiday Parade of Lights at 5:30pm on Perham main street. Sign up your float at Kids Christmas Kick-off Party: 6:30-8:30pm at the Cactus. Free bowling with Santa + hotdog bar for kids 14 & under. See details at @ucbankmn on Facebook.

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Friday, December 13

Christmas Open House at UCB locations 9-3 | Join us for cupcakes, cookies, coffee and cider!

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Monday, December 16

Santa Truck at UCB Perham parking lot 6:30-8pm | Come see Santa, Mrs. Claus, the Grinch, and a whole cast of characters on Santa's 18-wheeler!