view of sandy inlet at sunset
Your full-service, independent, community bank serving the Minnesota lakes area and beyond!
Report Card Lost/Stolen 
Apply for a Loan 
Online Account Opening
Locations and Appointments
Electronic Forms
Customer Privacy
PPP Loan Portal
Minnesota’s small businesses are now eligible for PPP Loans and other disaster relief funds. Let UCB help your small business! Learn about all your options and what is available to you through our PPP Loan Portal!
Small business help
Stop Fraud in its tracks!
Scammers everywhere are working overtime to steal your money, identity, and other personal information. Keep your self and others safe from fraud!
Prevent Fraud!
Online Account Opening
Need a savings or checking account? Don't have time to come to the bank? Skip the bank and open all your new accounts online! Do it anytime, anywhere, right now!
New Account OpeningWhy bank with us?
See what our customers have to say!
“United Community Bank has a top-notch professional team that is attentive and skilled. The bank is solid and focuses on our community!"
- Jack R.
“When you walk into United Community Bank you feel community.”
- Nicole W.
"United Community Bank has grown a lot in the last twenty years, but one thing they do better than other banks is prioritize the 'ease of doing business.'”
- Keith A.
"Thank you so much for realizing a dream! We are thrilled to be in Perham and Gathering Grounds is heaven, you changed our lives!"