The best part about working with your local community bank? Fast turnaround on your loan processing. And we know how important time is when you’re planning a move. Buying a home is one of the most rewarding milestones in your life. So whether you buy, build, refinance, or borrow against your home’s equity, we’re here to help with a flexible mortgage—and an easy online loan application to get started!
What sets us apart?
- free pre-approvals
- quick online and mobile application
- in-house underwriting
- fast, local decisions
- experienced, local lenders who know the area market
- personal service—don’t have to rely on an 800-number for answers!
- willing to meet with you around your schedule
- competitive rates
- flexible payment scheduling
“Worked with Lori Mattfeld to buy a lake cabin, and the whole experience was fantastic. I have watched the struggle of others to buy a lake cabin, using local Fargo-Moorhead banks and the stress they go through and try to recommend United Community Bank. We had no issues at all with United Community Bank, and even my real estate agent was impressed with the speed and efficiency that they provided. Truly made the lake cabin buying process much less stressful.”
-Jeff O, mortgage customer
“Ashley has given us the absolute best experience with our home loan! She has been patient, timely, honest and ALWAYS ready to answer any questions we have had. We are more than happy with everything and so thankful for the support they have given us in every aspect of building our home!”
-Alyssa H, mortgage customer
“Tessa assisted me about 17 years ago with a loan for buying my first vehicle, and as the years continue on, various personal and investment loans. United Community Bank has a top-notch professional team that is attentive and skilled. The bank is solid and focuses on our community!”
-Jack R, mortgage customer
“As everyone knows, building a home is stressful—Lisa at UCB truly took the stress out of the financial end of the project—always willing to help, and available to do so. I would recommend UCB to others for their home building adventure.”
-Dan S, mortgage customer
“The knowledge, dedication and personal care of the members at United Community Bank provided me with the option to purchase my family’s hobby farm. Working with manager Ashley Renollet was a pleasurable experience beings I could trust that the stages of the process and financial steps were in good hands. Her attention to detail, exclusive problem solving skills and commitment saved my family’s legacy. Other banks turn away unique situations like these but not at this small town bank. When you walk into United Community Bank you feel community.”
-Nicole W, mortgage customer
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United Community Bank NMLS #421829
Areas of Expertise: Mortgage lending, construction loans, FHA, VA
Community Involvement: United Way of Otter Tail & Wadena Counties
Favorite Part of My Job: Buying, building or refinancing a home can be a stressful time for many people. My job is to listen, ask good questions, and ensure a smooth process and successful closing. My clients rely on my expertise, attention to detail, and strong people skills. My biggest reward is when they refer a friend or come back again with another financing need.
Minnesota Picks: Spending time at Paul Lake
Areas of Expertise: Mortgage lending, MN Housing Fix-Up Loan Program, HELOC loans
Alma Mater: University of North Dakota
Community Involvement: Perham Women of Focus, Perham Chamber
Favorite Part of My Job: I enjoy working with clients to help them achieve their financial goals and especially realizing their dream of owning their own home.
Minnesota Picks: Pontooning on Marion Lake
Areas of Expertise: Mortgage lending
Alma Mater: University of Minnesota Moorhead
Favorite Part of My Job: I love helping people buy, build or remodel their home. I also like to help people work through financial challenges—financial health is critical for so many things in today’s world.
Minnesota Picks: Sitting on the dock reading or floating in the water at Donald Lake
Community Involvement: Frazee EDA, Frazee Sportsmen’s Club, Frazee Area Community Club
Favorite Part of My Job: My favorite part of my job is watching the customers grow and succeed; it is very rewarding knowing that customers you started working with to build/rebuild credit are now buying their dream homes.
Minnesota Picks: Hunting, fishing, or four wheeling
Areas of Expertise: Lending
Community Involvement: Dent Fire & Rescue, Dent City Council, Dent Lions Club, Dent Community Club
Favorite Part of My Job: Interacting with and helping customers with their financial needs
Minnesota Picks: Golfing and fishing