Why Choose UCB for Your Home Financing

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construction loans


What sets us apart?

  • free pre-approvals
  • quick online and mobile application
  • in-house underwriting
  • fast, local decisions
  • experienced, local lenders who know the area market
  • personal service—don’t have to rely on an 800-number for answers!
  • willing to meet with you around your schedule
  • competitive rates
  • flexible payment scheduling

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“Worked with Lori Mattfeld to buy a lake cabin, and the whole experience was fantastic. I have watched the struggle of others to buy a lake cabin, using local Fargo-Moorhead banks and the stress they go through and try to recommend United Community Bank. We had no issues at all with United Community Bank, and even my real estate agent was impressed with the speed and efficiency that they provided. Truly made the lake cabin buying process much less stressful.”

-Jeff O, mortgage customer


“Ashley has given us the absolute best experience with our home loan! She has been patient, timely, honest and ALWAYS ready to answer any questions we have had. We are more than happy with everything and so thankful for the support they have given us in every aspect of building our home!”

-Alyssa H, mortgage customer


“Tessa assisted me about 17 years ago with a loan for buying my first vehicle, and as the years continue on, various personal and investment loans. United Community Bank has a top-notch professional team that is attentive and skilled. The bank is solid and focuses on our community!”

-Jack R, mortgage customer


“As everyone knows, building a home is stressful—Lisa at UCB truly took the stress out of the financial end of the project—always willing to help, and available to do so. I would recommend UCB to others for their home building adventure.”

-Dan S, mortgage customer


“The knowledge, dedication and personal care of the members at United Community Bank provided me with the option to purchase my family’s hobby farm. Working with manager Ashley Renollet was a pleasurable experience beings I could trust that the stages of the process and financial steps were in good hands.  Her attention to detail, exclusive problem solving skills and commitment saved my family’s legacy. Other banks turn away unique situations like these but not at this small town bank.   When you walk into United Community Bank you feel community.”

-Nicole W, mortgage customer



Apply now or learn more about our loan options

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United Community Bank NMLS #421829