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Personal Loans

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Whether you need a lake toy, a new car, or help consolidating your debt, we can help. We take the time to learn about you and your situation to find the best personal loan for your needs.

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Checking Plus Credit Line

Best Use

Avoid overdrafts and have an extra source of cash with a credit line attached to your checking account.


Unsecured; may require collateral

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Apply now for a Checking Plus Credit Line

Personal, Installment or Single-Pay Loan

Best Use

Debt consolidation, personal needs, or purchase of new and used vehicles or recreational vehicles


New or used vehicles, recreational, motorcycles, ATVs, snowmobiles, CDs, etc.

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Apply now for a personal loan

Home Equity Line of Credit

Best Use

Use your home's equity to purchase a vehicle, take a vacation, or simply consolidate other bills.


Primary residence, Condo, manufactured home and vacation home

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Learn more about a HELOC

MN Housing Fix-up Home Improvement Loan

Best Use

Great for general home repairs and remodeling, energy efficiency and accessibility improvements.



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Learn more about a Fix-Up Loan

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Managing Credit Pt. 1

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Information accurate as of 3/16/19, and may be subject to change. All loans are subject to credit and underwriting approval. Other terms and conditions may apply.

United Community Bank NMLS 421829

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