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Business Services

We’re here to help you grow or start your business.

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Manage Your Money

With UCB’s digital banking you’ll enjoy the convenience of banking anytime, anywhere, with a seamless experience on desktop, tablet, or mobile! Features include the ability to store images of receipts and warranties in a transaction, pay bills, pay other people (P2P), deposit checks, turn your debit card on/off, message the bank, budget and set goals, add external accounts, and more. You can also set up optional security features like Out of Band Authentication, PIN login, Face ID or Touch ID (on eligible devices).

Enroll in digital banking

 

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Cash Management

Maximize your cash flow and productivity with commercial Cash Management built into digital banking, allowing you to submit wire requests, create controlled user access, and process ACH transactions.
Fees apply. Inquire for details.

 

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Deposit Checks at the Office

With a deposit desktop scanner, your computer, and internet access, you have an easy, fast, and secure way to build cash flow and increase productivity. Our Remote Deposit Capture service enables you to:

  • Save time. Make deposits without leaving your office, allowing you to spend more time on business tasks
  • Access funds faster. Shorten collection cycle and reduce returned items with same-day credit on deposits made before 3 pm CST Monday-Friday
  • Improve your cash flow. Get quick access to your funds and free up working capital faster

Fees may apply. Inquire for details.

 

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Accept Cards

Position your business for future growth and market leadership with our merchant processing services. Our innovative solutions and competitive pricing options can help you improve efficiency and boost your bottom line.

Fees apply. Inquire for details.

 

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Worry-free Collections

Businesses with a UCB checking or savings account qualify for our free check collection service, so you can concentrate on business, not collections.

 

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Offer Employee Benefits

Set up your employees with a UCB Health Savings Account (HSA) —a tax-exempt account established exclusively for paying qualified medical expenses. HSAs are beneficial to you as the employer because:

  • They are a lower-cost healthcare insurance option
  • Contributions to employees’ HSAs are not reported as employee income, so you avoid paying FICA
  • If the plan permits employee contributions, payroll deductions are made pre-tax so you don’t pay FICA on those amounts, either.

 

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Avoid Embarrassing Overdrafts

Rest easy knowing you have an extra source of cash with our Business Checking Plus credit line. Credit approval required.

 

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Easily Store Statements

Love the convenience of e-statements but want to easily store a copy at the end of the year? We’ll gladly help you with statement storage. Have up to a year’s worth of statements burned to a CD for $25.00.

 

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Keep Personal Items Safe

We offer a variety of sizes of safe deposit boxes to suit your needs. Rental fees range depending on the box size you need. Contracts are 12 months. Stop in and see us to set up your box.

 

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Make Documents Official

We provide free Notary Service and Medallion Signature Guarantees to all UCB customers.

 

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Protect Your Business

Protect yourself and your business from identity theft and fraud with Deluxe® Identity Theft Protection.