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Certificate of Deposit

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Current Specials

13 months 2.01% APY*
25 months 2.26% APY*
54 months 2.52% APY*

*Annual Percentage Yields accurate as of August 22, 2019. $2,500 minimum opening deposit. Certificates of Deposit will renew accordingly: 13-month CD into a 12-month term; 25-month CD will renew into a 24-month term and 54-month CD will renew into a 48-month term. Penalty for early withdrawal. Limited time offer. Excludes IRAs.

Inquire today by calling 218-346-5700!

Standard CD Offerings

3, 6, 12 Month CDs18, 24, 30, 36, 48, 60 Month CDs


Description

3, 6, 12 Month CDs


Utilize a short-term certificate to yield a higher interest than your statement savings account.

18, 24, 30, 36, 48, 60 Month CDs


Save money for those long-term goals--it'll be there when you need it!


Minimum Balance

3, 6, 12 Month CDs


$100

18, 24, 30, 36, 48, 60 Month CDs


$100


Interest

3, 6, 12 Month CDs


Variable rate; please inquire.

18, 24, 30, 36, 48, 60 Month CDs


Variable rate; please inquire.


Compounding

3, 6, 12 Month CDs


3-6 months: at maturity 12 months: semi-annually

18, 24, 30, 36, 48, 60 Month CDs


Semi annually


Payout

3, 6, 12 Month CDs


By direct deposit to checking/savings or back into CD monthly, quarterly, semi-annually, or annually.

18, 24, 30, 36, 48, 60 Month CDs


By direct deposit to checking/savings or back into CD monthly, quarterly, semi-annually, or annually.


Early Withdrawal Fee

3, 6, 12 Month CDs


90 days' interest

18, 24, 30, 36, 48, 60 Month CDs


182 days' interest


Statements

3, 6, 12 Month CDs


yes


paper notice at maturity

18, 24, 30, 36, 48, 60 Month CDs


yes


paper notice at maturity

Meet Our Personal Bankers

CDARs Coverage

We offer coverage for CDs over $250,000.

Learn more about CDARs