Add another layer of security to your login with OOBA (Out of Band Authentication); image shows mobile app asking for secondary code
Out-of-Band Authentication (OOBA) is an additional security layer to validate your login to UCB’s digital banking. You can select to receive a phone call, text message, or mobile app push to approve your login. To request OOBA on your account, please call us at 218-346-5700 or complete the OOBA form in digital banking under the Messages tab.
 
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