young woman looking at laptop with credit card in hand on couch

Debit Card Rewards

Online Logins

Step 1:

Sign up! It’s easy

All you need is a United Community Bank checking account and a United Community Bank Savings Account!

Need a debit card? We print those at our Main Branch in downtown Perham!

Have the checking but need a savings account, sign up online here!

Debit card


Step 2:

Keep Swiping!

Every time you swipe your card we will

round up that purchase to the nearest dollar!

We do all the work!

All you have to do is keep making your normal day

to day  purchases using you United Community Bank Debit Card.

woman online shopping at coffee shop



Step 3:

Start Saving!

$22.35 on gas?

  • .65 cents goes to your savings!

$5.48 on coffee and a scone?

  • .52 cents into savings!

52.28 on dinner?

  • .72 cents right into savings!
stacking coins


Did all that in one day?

Boom, you just saved $1.89!

Saving money is hard.

With the cost of life, putting a few bucks away is growing more and more complicated.

With United Community Banks Round Up Savings program, we try to even the the odds.

The best part, with the United Community Bank app, you have the control to watch your savings grow.

The best part, with the free UCB app when it’s time-transfer your money back to you!

All without coming to a bank!

It’s time to:


Woman inserts a coin into a piggy bank




Coffey 4 Days a week!

1 Coffee=$2.18=.82 to your savings account!

$.82 x 4 x 52= $170.56 a year in your savings!

Lunch once a week!

1 Lunch=13.12=We round up 88 Cents into your savings!

.88 x 52 weeks= $45.76 a year in your savings!

Gas Station visits:

45.18 to fill your car=We round up .82 cents to your savings.

You fill your car up 80 times in a year.

80 x .82= $65.60 a year in your savings!

Angela’s Monday:


Spent $6.38 on coffee and a muffin. (Saved .62 cents)


Went out for luch, Had the fish and chips $10.32 (Saved 68 Cents)


Stock up on groceries before heading home. 77.18 (Saved .82 cents)

Angela’s Monday Savings:


Tom’s Thursday:


Had to fill up the work truck and get an egg sandwich before work. 66.56 (Saved 44 cents)

1:30- Need to get an energy drink to finish the day 2.29 (Saved 71 Cents)

3:30- Went home and picked up his boat. Needed gas and minnows. 10.43 (Saved 57 Cents)

9:00- Couldnt catch a fish. Had to buy dinner $8.33. (67 Cents saved)

Toms Thursday Savings:


Travis’s Saturday Night:

7:00pm- Went out for dinner 25.79 (Saved 21 Cents)

8:00pm- Decided to grab drinks with friends 32.43 (Saved 57 cents)

10:30pm-Decided Pizza sounded really good 12.59 (Saved 41 cents)

11:00pm- Took a rideshare home 8.21 (Saved 79 cents)

Travis’s Saturday Night Savings:


Laura’s Sunday:

10:30 am- Out running errands and is stocking up on food for the next week 102.45 (Saved 55 Cents)

12:00pm- Finally gets home and does more shopping on Amazon. 33.01 (Saved 99 cents)

5:00pm- Orders dinner in. 54.18 (Saved 82 cents)

Laura’s Sunday Savings:


Ready to start saving and RETIRE THE PIGGY BANK?

  1. Get signed up with a United Community Bank Checking+Savings Account
  2. Make sure you down load the UCB app. It’s free, and allows you to track your savings
  3. Start making purchases with your UCB Debit Card. The same purchases you already make.
  4. Rack up the savings!
  5. Do something fun!

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Family sitting on pier by the sea