Consumer Checking Account Comparison

myEmergemySummit


Description

myEmerge


A paperless account for those who love to manage their money digitally.

mySummit


An tiered interest checking account for all ages.


Interest

myEmerge


none

mySummit


Tiered interest rates
Tier 1: $500-$24,999.99**
Tier 2: $25,000+
Calculated on average daily balance; compounded & paid monthly. Inquire for rate.


Checks

myEmerge


price varies

mySummit


Price varies (see perks below)


Paper Statement Fee

myEmerge


yes


$5*

mySummit


yes


$5***


Digital Banking + Mobile Deposit

myEmerge


yes

mySummit


yes


Bill Pay + P2P

myEmerge


yes

mySummit


yes


Minimum Opening Deposit

myEmerge


$100

mySummit


$100


Debit Card + Card Fraud Monitoring

myEmerge


yes

mySummit


yes


Extra Perks

myEmerge


Discounted ProventĀ® ID Theft
ATM Fee Reversals of $10/month (excludes international w/ds)

mySummit


All customers:
ATM Fee Reversals of $10/month (excludes international w/ds)
Perks for customers 50+ or with $25,000+ average daily balance
Free single checks (includes shipping)
Free paper statement
Discount on group trips
Discounted ProventĀ® ID Theft
Fee-free money orders and cashier's checks
Free movie matinee @ Perham Comet Theater (3rd Monday of the month)