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Checking Plus Credit Line

Best Use


Avoid overdrafts and have an extra source of cash with a credit line attached to your checking account.

Collateral


Unsecured; may require collateral

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Personal, Installment or Single-Pay Loan

Best Use


Debt consolidation, personal needs, or purchase of new and used vehicles or recreational vehicles

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New or used vehicles, recreational, motorcycles, ATVs, snowmobiles, CDs, etc.

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Home Equity Line of Credit

Best Use


Use your home's equity to purchase a vehicle, take a vacation, or simply consolidate other bills. learn more here!

Collateral


Primary residence, Condo, manufactured home and vacation home

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Now through the end of the year UCB is covering closing costs, up to $400, on HELOC loans. Some restrictions may apply. Available on our Home Equity Line of Credit only. APPLY NOW


MN Housing Fix-up Home Improvement Loan

Best Use


Great for general home repairs and remodeling, energy efficiency and accessibility improvements. learn more here!

Collateral


varies

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